Retirement & FIRE

Retirement calculators for U.S. households on both sides of the finish line: what a traditional IRA, a 403(b), a 457(b), a SEP, a SIMPLE, a solo 401(k) or the federal TSP actually lets you put away this year, and whether your catch-up now has to be Roth; how long a portfolio lasts once withdrawals rise with inflation, what rate is genuinely safe, which account to empty first and what the wrong order costs in lifetime tax; what Social Security pays before any claiming decision — the benefit your earnings record buys, a spouse's check, a survivor's check, and what working before full retirement age withholds; what a pension formula pays and which survivor option to elect; and, for anyone leaving before 59½, the three legal doors into the money early.